Data Stacks—a 25 Year Journey that Began with MISMO
With the world focused on the upcoming presidential election, the mortgage industry is undergoing its…
The Implications of “Smaller” AI Solutions
Across industries and their shared functions, the quest for “everything AI” continues to expand fueled…
Leadership: The Quiet Arrival of ‘Adapt or Die’
Two years ago, sponsored by the MBA and presented at their Annual Convention, I released…
Adapt or Die: The Mortgage Ecosystem Reimaged for the Digital Consumer
The reimaging of the mortgage markets has begun—driven by shrinking margins, rising rates, and inflationary…
AI for Mortgage: “Do or do not. There is no try”
As AI moves from hype to layers of solutions all defined by data, the belief…
The AI Compass: The Success of Balancing Tension, Scalability, Consistency, and Complexity
Research and innovation are frequently viewed as similar if not identical—they are uniquely different. Moving…
A Nexus of Complexities Facing Mortgage Leaders
The politics of innovation and technology are dramatically altering discussions and selection processes. Creating optimal…
AI reality, meet organizational enthusiasm
ABSTRACT: In 2024, AI which exceled in pilots has met the reality of organizational capabilities,…
AI and Aging Workforces—Not Mutually Exclusive
Summary: The spotlight on artificial intelligence (AI) is both an Angel and a Demon. The…
Déjà vu: AI is Amplifying Mistakes of the Past
As AI accelerates along an exponential curve of features and intelligence, there are hidden risks…
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