Data Stacks—a 25 Year Journey that Began with MISMO
With the world focused on the upcoming presidential election, the mortgage industry is undergoing its…
The Implications of “Smaller” AI Solutions
Across industries and their shared functions, the quest for “everything AI” continues to expand fueled…
Leadership: The Quiet Arrival of ‘Adapt or Die’
Two years ago, sponsored by the MBA and presented at their Annual Convention, I released…
AI for Mortgage: “Do or do not. There is no try”
As AI moves from hype to layers of solutions all defined by data, the belief…
The AI Compass: The Success of Balancing Tension, Scalability, Consistency, and Complexity
Research and innovation are frequently viewed as similar if not identical—they are uniquely different. Moving…
A Nexus of Complexities Facing Mortgage Leaders
The politics of innovation and technology are dramatically altering discussions and selection processes. Creating optimal…
AI reality, meet organizational enthusiasm
ABSTRACT: In 2024, AI which exceled in pilots has met the reality of organizational capabilities,…
AI Governance: Pulling the Pieces Together
As AI accelerates along an exponential curve of features and intelligence, there are hidden risks…
A Year of Technological and Industry Convergence
The promise and early results of innovative advancements—data, technology, AI—is delivering a waterfall of capabilities. …
A “Fool’s Gambit”—Surviving until 2025?
Investors know, to base future strategy on historical performance is a “fools’ game.” Industry challenges…
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