Submit once, use everywhere: The FDTA & structured business reporting are redefining compliance
The Financial Data Transparency Act and structured business reporting are shifting from static, form-based filings…
Reinventing the data core: The arrival of the adaptable AI data foundry
As agentic AI and regulatory demands accelerate, organizations must reinvent their data core with an…
No Middle Ground in 2025: AI’s Data-Driven Modernization Requires Industry Reformulation
After two dismal years, those still employed within the mortgage industry are looking to celebrate…
Data Stacks—a 25 Year Journey that Began with MISMO
With the world focused on the upcoming presidential election, the mortgage industry is undergoing its…
The Implications of “Smaller” AI Solutions
Across industries and their shared functions, the quest for “everything AI” continues to expand fueled…
Leadership: The Quiet Arrival of ‘Adapt or Die’
Two years ago, sponsored by the MBA and presented at their Annual Convention, I released…
AI for Mortgage: “Do or do not. There is no try”
As AI moves from hype to layers of solutions all defined by data, the belief…
The AI Compass: The Success of Balancing Tension, Scalability, Consistency, and Complexity
Research and innovation are frequently viewed as similar if not identical—they are uniquely different. Moving…
A Nexus of Complexities Facing Mortgage Leaders
The politics of innovation and technology are dramatically altering discussions and selection processes. Creating optimal…
AI reality, meet organizational enthusiasm
ABSTRACT: In 2024, AI which exceled in pilots has met the reality of organizational capabilities,…
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