Data Stacks—a 25 Year Journey that Began with MISMO
With the world focused on the upcoming presidential election, the mortgage industry is undergoing its…
Leadership: The Quiet Arrival of ‘Adapt or Die’
Two years ago, sponsored by the MBA and presented at their Annual Convention, I released…
The AI Compass: The Success of Balancing Tension, Scalability, Consistency, and Complexity
Research and innovation are frequently viewed as similar if not identical—they are uniquely different. Moving…
Déjà vu: AI is Amplifying Mistakes of the Past
As AI accelerates along an exponential curve of features and intelligence, there are hidden risks…
A “Fool’s Gambit”—Surviving until 2025?
Investors know, to base future strategy on historical performance is a “fools’ game.” Industry challenges…
“Playing Chicken” with the Data Freight Train
The “mastery” of data is not about how much you capture, how large your data…
A Framework of Design for AI-Enabled RegTech (AIERT)—Part 1
AI is all the rage for discussions, industry impacts, and rule-making bodies. Yet, to define…
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